Cigna Global Health Benefits
The right partner for you and the right carrier for your clients and their employees.
Let's get startedCigna is uniquely positioned
Our product suite and local focus allow us to adapt to changing needs. We have solutions for populations ranging from traditional expats to flexpats to virtual workers in all different type of organizations from corporations, scholastic programs and NGO/IGO.
We provide streamlined, efficient service for you and your clients, in addition to competitive commissions for new and renewing business.
We tailor our health insurance and health plan products to meet the needs of our clients and customers. Select a product to learn more.
How we support our brokers
Dedicated Broker Portal for access to
- Client Plan Information
- Client Invoices
- Online Enrollment and Census Reports
- Cigna broker communications
- Product Information and other helpful information
- Provider Network Search
- Member documents
Global Producer Relations Team to help with non-client questions/information
- Commission questions and reports
- Book of business reports
- Licensing and on-boarding support
- Mergers/acquisitions
- Broker information updates (name/email changes, address changes, etc)
- Benchmarking reports
How we support our clients
service centers1
24/7 service
- Multilingual support via phone, web, app and email
- 96% of 6M+ annual claims paid < 10 days3
Expert administration
- 50+ years of experience
- Products offered in 30+ countries/jurisdictions2
Quality & cost management
- 130+ care management staff7
- 90+ Cigna nurses7
- 50+ Cigna doctors7
Easy access
- 1.7M+ providers – nearly 400k outside of the U.S.4
- 480,000+ guarantees of payment5
- 86% inpatient direct payments6
Our scale helps us improve our service delivery8
2,938 unique clients
135,754 employee customers
282,053 member customers
Customers working in 232 countries
Our focus on service creates long-term relationships8
8 Years average client tenure
34% of clients have a 10+ year tenure
41 years longest tenure
95.5% client retention rate
Cigna FlexAssureSM
Our FlexAssure plans offer a full range of coverage for employers with 2-50 employees abroad, which includes Medical, Pharmacy and Vision, with the flexibility to add Dental, Long-Term Disability, Life, Accidental Death and Dismemberment and Evacuation/Repatriation coverage to suit your budget and provide your employees peace of mind while abroad.
Is Cigna FlexAssure right plan for your company?
If you answered "yes" to all three questions, a Cigna FlexAssure is likely the right choice for your client.
Cigna FlexAssure BrochureCigna Global Health Advantage 10+
Cigna GHA 10+ is a quality medical plan that was created for employers with 10 or more globally mobile employees. It's flexible and lets you add a full range of coverage to your employees' health care benefits. In addition to our health offerings, you can customize your plan by adding dental, long-term disability, life, accidental death and dismemberment, and evacuation/repatriation insurance coverage. Create the ultimate benefits package by adding all of them. Or, pick and choose what's best for your company.
Is Cigna Global Health Advantage® 10+ the right plan for your client?
If you answered “yes” to all three questions, a Cigna Global Health Advantage 10+ Plan is likely the right choice for your client.
Cigna Global Health Advantage 10+ BrochureGlobal Individual Health (GIH)
At Cigna Global, we specialize in international health insurance for globally mobile individuals. We are dedicated to helping our customers better manage their overall health and wellbeing and ensuring our customers have quality care available as and when they need it, allowing them to focus on what matters most, their recovery.
We understand that every customer has unique and individual needs. Thanks to our flexible solutions you can help them build a flexible, modular plan that is tailored to their needs. You can select from 3 levels of coverage, 4 optional modules, 3 currencies, 5 languages, and a choice of cost sharing options to suit their budget.
GIH Broker Brochure
Cigna StudyWell
Study abroad programs offer students, faculty and staff experiences that are new, different and enrich the educational journey. Along the way, a new home and culture also introduce questions and challenges regarding health and security.
The best programs surround students, faculty and staff with services that are easy to access anytime, anywhere. With Cigna StudyWell, we offer support for students, faculty and staff studying and teaching abroad globally.
Studywell MBA Brochure
Discover how an inpatriate plan through Cigna Global Health Benefits® (CGHB) can make life easier for your clients and their employees. Health insurance can be overwhelming when moving to the U.S. There’s a plan for that – one that helps employees navigate a complicated health care system, support their unique needs, in their primary language.
What is an inpatriate?
Types of globally mobile employees who work in the U.S., can fall under different types of inpatriate classification:
Expatriate (Expat):
An employee who works outside their home country for at least six months or more in a 12-month period. An example would be a British citizen working in the U.S.
Inbound Expat or Inpatriate (Inpat):
This includes an employee coming into a foreign country for work for at least six months in a 12-month period. The employee would usually be on a sponsored business visa (i.e. H1B or L1). An example could include a Japanese citizen working in the U.S.
Inpatriate Coverage Flyer
Support during COVID-19 and beyond
- Monitoring outbreaks and symptoms
- Expanded telehealth
- Enhanced mental health support
- Clear guidance based on science
- Customer and client websites
- COVID experience credit to qualifying clients
600% monthly increase in Telehealth consultations10
$0 copays, coinsurance and deductibles for covered individuals11
When faced with new challenges, our commitment to our brokers, clients and customers remains the same
When faced with new challenges, our commitment to our brokers, clients and customers remains the same.
COVID-19 has affected all aspects of our lives, and the health care industry is no exception.
When faced with the many impacts of the pandemic, we are continuously examining how we can help our global clients and customers face and overcome their challenges, which include:
- Digital experiences, with enhancements to our member portals
- Well-being support, including apps, expanded telehealth capabilities and assistance through the COVID-19 pandemic
- Enhancements to our provider networks
- Regulatory compliance updates
- Personalized solutions, including expansion of our Japanese and Arabic language services
Thank you
Thank you for your interest in learning more about Cigna Global Health Benefits. We received your information and we will be in touch shortly!